Markets

Market Nav

RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.
Union Bank of India
ParticularsMar 24Mar 23Mar 22Mar 21Mar 20
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
Face Value10.0010.0010.0010.0010.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)19.1512.457.774.47-13.45
Diluted EPS (Rs.)19.1512.457.774.47-13.45
Cash EPS (Rs.)19.1313.428.715.83-7.67
Book Value[Excl.RevalReserv]/Share (Rs.)120.32106.1796.5693.2489.72
Book Value[Incl.RevalReserv]/Share (Rs.)127.72115.15103.53100.8899.00
Operating Revenue / Share (Rs.)131.49118.7599.83108.18109.50
Net Profit / Share (Rs.)17.9612.337.624.41-8.88
Net Profit After MI / Share (Rs.)18.0712.457.704.47-9.12
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)13.6510.387.634.08-8.11
Net Profit After MI And SOA Nargin (%)13.7410.487.714.13-8.32
Operating Profit Margin (%)25.0017.1812.527.23-17.44
Return On Assets (%)0.980.660.440.26-0.56
Return On Equity / Networth (%)15.0211.727.974.79-10.16
Net Interest Margin (X)2.632.572.342.322.09
Cost To Income (%)48.3447.8847.3850.5146.97
Interest Income / Total Assets (%)7.156.295.716.406.74
Non-Interest Income / Total Assets (%)1.271.231.131.281.04
Operating Profit / Total Assets (%)-0.29-0.58-0.69-1.02-1.58
Operating Expenses / Total Assets (%)1.891.821.651.821.47
Interest Expenses / Total Assets (%)4.513.723.364.074.65
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)1315907.761158348.651066085.71961609.75494975.89
EV Per Net Sales (X)13.1114.2715.6213.8713.21
Price To Book Value (X)1.280.620.400.360.32
Price To Sales (X)1.170.550.380.310.26
Retention Ratios (%)80.0875.9175.33100.00100.00
Earnings Yield (X)0.110.180.190.13-0.31
ParticularsMar 24
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
Face Value10.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)19.15
Diluted EPS (Rs.)19.15
Cash EPS (Rs.)19.13
Book Value[Excl.RevalReserv]/Share (Rs.)120.32
Book Value[Incl.RevalReserv]/Share (Rs.)127.72
Operating Revenue / Share (Rs.)131.49
Net Profit / Share (Rs.)17.96
Net Profit After MI / Share (Rs.)18.07
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)13.65
Net Profit After MI And SOA Nargin (%)13.74
Operating Profit Margin (%)25.00
Return On Assets (%)0.98
Return On Equity / Networth (%)15.02
Net Interest Margin (X)2.63
Cost To Income (%)48.34
Interest Income / Total Assets (%)7.15
Non-Interest Income / Total Assets (%)1.27
Operating Profit / Total Assets (%)-0.29
Operating Expenses / Total Assets (%)1.89
Interest Expenses / Total Assets (%)4.51
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)1315907.76
EV Per Net Sales (X)13.11
Price To Book Value (X)1.28
Price To Sales (X)1.17
Retention Ratios (%)80.08
Earnings Yield (X)0.11