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NINE MONTHS RESULTS

ICICI Bank Ltd.
( in Crs.)

ParticularsDec 24Dec 23Dec 22Dec 21Dec 20
Interest Earned     
Int. /Disc. on Adv/Bills93583.3981520.5359743.4746956.8842649.39
Income on Investment24770.0520848.9815048.7112189.8812624.94
Int. on balances With RBI1449.701361.231299.76947.851324.08
Others1029.841211.842118.273605.042678.19
Total Interest Earned120832.98104942.5878210.2163699.6559276.60
Other Income21246.6317308.9914743.7013780.1114857.18
Total Income142079.61122251.5792953.9177479.7674133.78
      
EXPENDITURE     
Interest Expended60861.4849729.6633748.4028838.1130718.30
Employee Cost12435.7011421.758658.927243.826083.35
Other Expenses19147.8618008.1515286.1612440.469474.83
Total Expenses92445.0479159.5657693.4848522.3946276.48
      
Operating Profit Before Provisions And Contingencies49634.5743092.0135260.4328957.3727857.30
Provisions And Contingencies3791.922924.445045.787572.4713330.94
P/L Before Tax45842.6540167.5730214.6521384.9014526.36
Tax11245.249986.837440.025064.122736.29
P/L After Tax from Ordinary Activities34597.4130180.7422774.6316320.7811790.07
Net Profit/Loss For the Period34597.4130180.7422774.6316320.7811790.07
      
Equity Share Capital1412.111403.181395.621388.881380.95
Reserves Excluding Revaluation Reserves0.000.000.00158389.81138269.45
      
ANALYTICAL RATIOS     
(%) of Share by Govt.0.220.220.200.190.34
EPS Before Extra Ordinary *     
Basic EPS (Rs.)49.1343.1232.7123.5517.63
Diluted EPS (Rs.)48.3042.3432.0723.0817.42
EPS After Extra Ordinary *     
Basic EPS (Rs.) 49.1343.1232.7123.5517.42
Diluted EPS (Rs.) 48.3042.3432.0723.0817.42
      
NPA Ratios:     
Gross NPA27745.3328774.6332528.2437052.7434860.43
Net NPA5897.765378.485651.227343.884860.55
(%) of Gross NPA1.96230.003.074.134.38
(%) of Net NPA0.420.440.550.850.63
Return on Assets %2.382.382.081.741.39
      
OPBPC Margin (%)41.0741.0645.0845.4546.99
PBT Margin (%)37.9338.2738.6333.5724.50
PAT Margin (%)28.6328.7529.1125.6219.88
ParticularsDec 24
Interest Earned 
Int. /Disc. on Adv/Bills93583.39
Income on Investment24770.05
Int. on balances With RBI1449.70
Others1029.84
Total Interest Earned120832.98
Other Income21246.63
Total Income142079.61
  
EXPENDITURE 
Interest Expended60861.48
Employee Cost12435.70
Other Expenses19147.86
Total Expenses92445.04
Operating Profit Before Provisions And Contingencies49634.57
Provisions And Contingencies3791.92
P/L Before Tax45842.65
Tax11245.24
P/L After Tax from Ordinary Activities34597.41
Net Profit/Loss For the Period34597.41
Equity Share Capital1412.11
Reserves Excluding Revaluation Reserves0.00
ANALYTICAL RATIOS 
(%) of Share by Govt.0.22
EPS Before Extra Ordinary * 
Basic EPS (Rs.)49.13
Diluted EPS (Rs.)48.30
EPS After Extra Ordinary * 
Basic EPS (Rs.) 49.13
Diluted EPS (Rs.) 48.30
NPA Ratios: 
Gross NPA27745.33
Net NPA5897.76
(%) of Gross NPA1.96
(%) of Net NPA0.42
Return on Assets %2.38
OPBPC Margin (%)41.07
PBT Margin (%)37.93
PAT Margin (%)28.63