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NINE MONTHS RESULTS

UCO Bank
( in Crs.)

ParticularsDec 24Dec 23Dec 22Dec 21Dec 20
Interest Earned     
Int. /Disc. on Adv/Bills12368.7310261.417304.176271.305845.61
Income on Investment4744.614587.164659.764493.904562.12
Int. on balances With RBI1132.701021.94562.51255.96187.38
Others76.27124.13136.66187.50284.72
Total Interest Earned18322.3115994.6412663.1011208.6610879.83
Other Income3014.432140.621548.932511.852349.84
Total Income21336.7418135.2614212.0313720.5113229.67
      
EXPENDITURE     
Interest Expended11390.7310081.227292.096388.096812.75
Employee Cost3835.263344.002815.172483.911624.49
Other Expenses1772.231406.671121.151000.64904.35
Total Expenses16998.2214831.8911228.419872.649341.59
      
Operating Profit Before Provisions And Contingencies4338.523303.372983.623847.873888.08
Provisions And Contingencies1541.111540.03985.022581.473779.53
P/L Before Tax2797.411763.341998.601266.40108.55
Tax1004.88635.37717.50648.8121.54
P/L After Tax from Ordinary Activities1792.531127.971281.10617.5987.01
Net Profit/Loss For the Period1792.531127.971281.10617.5987.01
      
Equity Share Capital11955.9611955.9611955.9611955.969918.34
Reserves Excluding Revaluation Reserves0.0011005.258905.357396.636942.91
      
ANALYTICAL RATIOS     
(%) of Share by Govt.95.3995.3995.3995.3994.44
EPS Before Extra Ordinary *     
Basic EPS (Rs.)1.500.941.070.540.09
Diluted EPS (Rs.)1.500.941.070.540.09
EPS After Extra Ordinary *     
Basic EPS (Rs.) 1.500.941.070.540.09
Diluted EPS (Rs.) 1.500.941.070.540.09
      
NPA Ratios:     
Gross NPA6081.556904.778506.0810042.4111440.47
Net NPA1283.131699.852406.903333.593228.08
(%) of Gross NPA2.913.855.638.009.80
(%) of Net NPA0.630.981.662.812.97
Return on Assets %1.051.070.880.310.04
      
OPBPC Margin (%)23.6720.6523.5634.3235.73
PBT Margin (%)15.2611.0215.7811.290.99
PAT Margin (%)9.787.0510.115.500.79
ParticularsDec 24
Interest Earned 
Int. /Disc. on Adv/Bills12368.73
Income on Investment4744.61
Int. on balances With RBI1132.70
Others76.27
Total Interest Earned18322.31
Other Income3014.43
Total Income21336.74
  
EXPENDITURE 
Interest Expended11390.73
Employee Cost3835.26
Other Expenses1772.23
Total Expenses16998.22
Operating Profit Before Provisions And Contingencies4338.52
Provisions And Contingencies1541.11
P/L Before Tax2797.41
Tax1004.88
P/L After Tax from Ordinary Activities1792.53
Net Profit/Loss For the Period1792.53
Equity Share Capital11955.96
Reserves Excluding Revaluation Reserves0.00
ANALYTICAL RATIOS 
(%) of Share by Govt.95.39
EPS Before Extra Ordinary * 
Basic EPS (Rs.)1.50
Diluted EPS (Rs.)1.50
EPS After Extra Ordinary * 
Basic EPS (Rs.) 1.50
Diluted EPS (Rs.) 1.50
NPA Ratios: 
Gross NPA6081.55
Net NPA1283.13
(%) of Gross NPA2.91
(%) of Net NPA0.63
Return on Assets %1.05
OPBPC Margin (%)23.67
PBT Margin (%)15.26
PAT Margin (%)9.78